Yes, I am using Advanced Reports as you guessed.

Thanks for your suggestion! I did just as you said, by removing the credit
card account and then checking "Include transfers to/from accounts not in
the report" the payments do show up. I now have a little more accurate
accounting of how much money I am spending on a montly basis.

I am aware, however, as you point out that the purchase was made at the time
the car was bought and that the transfers to my credit card are not
considered an expense and are in fact balanced by the asset itself (it still
has value although depreciating as time goes by).

Thanks again.

Richard

"Dick Watson" <littlegreengecko[at]mind-enufalready-spring.com> wrote in
message news:%23bZ7gPf5EHA.1188[at]tk2msftngp13.phx.gbl...
- quote -


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Hmm. I should have read that one closer. I guess I had an "Essential"
knee-jerk response.

If you include, say, the checking and credit card accounts both, the
transfer setting won't make the transfer show. This seems consistent with
the notion that the transfer between these two is a wash and, therefore,
reflective of neither income nor expense.

If you remove, say, the credit card account, then the setting to "Include
transfers to/from accounts not in the report" does cause the account to show
up in the transfers section.

Back to the OPs original question: the money that is going to offset the
liability incurred with the auto purchase is still not an expense. The
expense was incurred the moment the car was bought. The liability balance is
just that. It's income/expense neutral.

"Cal Learner-- MVP" <via_newsgroup[at]please.tnx> wrote in message
news:mmebs0dmcfnj98asv49ouho77qr9f97r1r[at]4ax.com...
- quote -

In microsoft.public.money, "Richard Forester"
<richard_forester(nospam)[at]msn.com> wrote:

- quote -

That appears to be true about Money 2004 also.


- quote -


One possibility is to use an expense category in the checking
account and to use that same expense category in the credit card
account as a negative.

First question: are you using "Essential Reports" or "Advanced Reports"?
Check in the upper right corner.

This new category is lame and guaranteed to cause confusion. Maybe they
added it to make the "Essential" stuff "look" right even if, in the
"Advanced" sense it isn't.

"Richard Forester" <richard_forester(nospam)[at]msn.com> wrote in message
news:41c5b615$1_3[at]127.0.0.1...
- quote -

I've been using MM for years now but just noticed something in MM 2005. If
I go to reports and click on "Monthly Income and Expenses" the report
doesn't list credit card payments even if I select "Include transfers..." in
Customize Report. It seems that the report generator doesn't know about the
special Transfer and Credit Card Payment categories. It only knows about
the expense category "Credit Card Payments/Transfers". My question is does
anyone actually use this expense category? It seems like it could cause
some unfortunate side effects judging from some of the posts.

The reason I even want this to show up in the report is that it's a regular
payment on a balance on one of my credit cards (paying off a car I bought
with a check drawn on the credit card). I consider this a car payment but
it is really just a balance being paid off to the credit card company and to
MM.

Any suggestions would be great.

Thanks,
Richard



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