Could your instructions be any better!
Thanks I appreciate it.

In microsoft.public.money, Darren wrote:

- quote -

I suspect what you call an account, I call a Money file, and what
you call a subaccount, I call an account.


- quote -

Copy your *.mny file from your old machine to your new machine, and
place it [typically] in your "My Documents" folder, but make sure it
is a different name than your current file. I suggest that with your
new file in Tools-> Options-> Backup make sure that the backup file
name is different from what your old file used. In fact, this would
be a good time to review your backup strategy.

Within Money, do File-> Open of the old file. At that point Money
2003 should convert that file to Money 2003 format.

To switch back and forth between the older reference file and the
newer active file, the most-recently-used list at the bottom of the
File menu can be useful.

I've used money on my desktop since I bought it (not sure
what version, whatever shipped with win98). I've set up a
new account on my laptop XP with money 2003. I've made
some minor changes and added more subaccounts. I've added
online downloads and have used this new version for about
a week. I basically have a months worth of transactions
now (I downloaded the last 30 days from my bank). I would
really like to have all my old transactions from my
desktop on this new version for reference purposes. What
is the best way to do this without causing conflict of
different accounts/new information and transactions that
have since overlapped?
Thanks