On 2009-03-10, Igor Chudov <ichudov[at]algebra.com> wrote:
- quote -

The effect of this on my FICO score was to raise it from 724, to 816.

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On 2009-03-10, John A. Weeks III <john[at]johnweeks.com> wrote:
- quote -

Sounds like there is some logic behind it. Maybe I should do the same
for other credit agencies. My only reluctance to do it is that this
record should expire this year anyway.

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In article <WvKdnfcGNaXrVyjUnZ2dnUVZ_ovinZ2d[at]giganews.com> ,
Igor Chudov <ichudov[at]algebra.com> wrote:

- quote -

It is possible that the credit bureau was not able to document
this item, so they pulled it off. It is also possible that the
item will be re-reported, and it will get right back on.

This is actually a fairly common occurrence. Some people will
dispute everything on their credit record, and then see some
or even much of it disappear, getting an instant painless
increase in their fico score.

-john-

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John A. Weeks III 612-720-2854 john[at]johnweeks.com
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An interesting experience.

I checked my credit report and found two judgments on record against
me. Both records actually represented a single default judgment of
$240 based on a lawsuit that some guy files against me in a remote
state in a small claims court. They are duplicates.

I wrote a letter to the credit bureau and said that I dispute these
records as they are duplicates of one another. I was hoping that they
remove one record and will keep another.

I received a letter back from the c.b. and they said that they removed
both records "after careful consideration and research" they removed
BOTH records.

Go figure.

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