On Sep 25, 8:46*pm, "ps56k" <pschuman_no_spam...[at]interserv.com> wrote:
- quote -

You could do this in excel

plug in returns from a CD
plug in returns of VFINIX
plug in returns of a MMMF
plug in returns of a bond fund

Not as smooth as using morningstar, but depending upon age of your
son, learning how to track things in excel and create the graphs
needed might be a good lesson too.

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ps56k wrote:

- quote -

Morningstar.com has total performance graphs for funds. As far as I can
tell you can't actually plot two funds on the same graph, but you can
certainly put them side by side (with two browsers open). The graphs
all have the same starting value ($10,000) so it'll probably get you
what you want for a 10 year period. You might try DFINX against VFINX
for example. CDs will be more difficult, but that will get you money
markets and indexes.

-Will

william dot trice at ngc dot com

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ps56k wrote:
- quote -


Ibbotson publishes an annual book called "Stocks, Bonds, Bills,
Inflation" (SBBI Yearbook) and a bunch of charts with similar data. It's
pretty expensive to buy but some libraries have it, and the information
gets republished lots of other places - some samples are on the Ibbotson
web site. I don't know if you'll find anything that covers CDs
specifically but short-term CDs and T-bills are similar in yield.

There are some software packages that can spit out historical returns
for a variety of asset classes, but I don't know of any that are
publicly available for free.

-Tad

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my son and I were discussing the current mess...
and he wanted to just stay with a CD or some such fixed income
vs investing in the market - a sector, index, whatever

Is there any kind of graph over some time -
say last 10 years - using the usual $10,000 -
that would show the value of a CD (returns invested) money market, bond
index, etc
vs the value of investing in an index or whatever...

Since most graphs just show the increase in security price,
it doesn't show the value equation... especially for $1 money market funds.

SO - how to compare - graphically - a fixed income vs an index fund ?

--
-- "If everything seems to be going well,
you have obviously overlooked something." - Steven Wright

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