stonej wrote:
- quote -


Is your broker a tax adviser as well? You said "bonds" and I have a
sneaking suspicion that means "savings bonds." If so, you have a bunch
of tax questions to address first, and cashing out might be the last
thing you'd want to do - especially for $ that went into CDs - that
would make no sense at all. What kind of bonds are they?

-Tad

------ Misc.invest.financial-plan is a moderated newsgroup where Moderators strive
to keep the conversations on-topic for financial planning. Other posting
guidelines include a request for brevity and another for trimming posts to
which we respond. For all of the other tips and suggestions, see "FROM THE
MODERATORS: Posting to misc.invest.financial-plan", a weekly post now on the
Newsgroup.

On Sep 10, 3:09*pm, Dave Dodson <dave_and_da...[at]juno.com> wrote:
- quote -

I would say he is 18, just guessing. OP probably has two more years
(two years of scholarship) before he has to draw down.


- quote -

------ Misc.invest.financial-plan is a moderated newsgroup where Moderators strive
to keep the conversations on-topic for financial planning. Other posting
guidelines include a request for brevity and another for trimming posts to
which we respond. For all of the other tips and suggestions, see "FROM THE
MODERATORS: Posting to misc.invest.financial-plan", a weekly post now on the
Newsgroup.

On Sep 10, 4:08*pm, stonej <sto...[at]mail.lib.msu.edu> wrote:
- quote -

How old is your son? When will you want to spend the money?

Dave

------ Misc.invest.financial-plan is a moderated newsgroup where Moderators strive
to keep the conversations on-topic for financial planning. Other posting
guidelines include a request for brevity and another for trimming posts to
which we respond. For all of the other tips and suggestions, see "FROM THE
MODERATORS: Posting to misc.invest.financial-plan", a weekly post now on the
Newsgroup.

On Sep 10, 2:08*pm, stonej <sto...[at]mail.lib.msu.edu> wrote:
- quote -


What's the load on this fund?

------ Misc.invest.financial-plan is a moderated newsgroup where Moderators strive
to keep the conversations on-topic for financial planning. Other posting
guidelines include a request for brevity and another for trimming posts to
which we respond. For all of the other tips and suggestions, see "FROM THE
MODERATORS: Posting to misc.invest.financial-plan", a weekly post now on the
Newsgroup.

Any thoughts on this fund? My broker wants me to put $20,000 into
it. I know it has been
down this year (like almost all funds it seems).

I have $45,000 that has built up over the past 18 years in bonds that
my dad got for my son's education when he was born. She suggested
two $10,000 CD's as a safe
but low earning investment and this fund for more potential returns,
$20,000 into this fund,
the other $5,000 is going to be used for incidental college expenses
since he doesn't need
the rest at this time as he got a fully paid scholarship to a local
community college with the
plan of transfering to a four year institution in the future.


With the craziness of the world economic situation right now I'm a
bit
wary of putting $20,000
into the fund at this time, am I being overcautious?

------ Misc.invest.financial-plan is a moderated newsgroup where Moderators strive
to keep the conversations on-topic for financial planning. Other posting
guidelines include a request for brevity and another for trimming posts to
which we respond. For all of the other tips and suggestions, see "FROM THE
MODERATORS: Posting to misc.invest.financial-plan", a weekly post now on the
Newsgroup.