On Jun 23, 2:11*am, BRH <B...[at]giganews.com> wrote:
- quote -


Well it depends on what you are moving. Like you said, you are not
putting your Piccaso collection on the truck. So how much would it
take to replace that ugly desk that they may break?

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BRH <BRH[at]giganews.com> wrote:

- quote -

That limit has been around for 30 years or more. It may have been significant
then, but today, $0.60 a pound is nothing. Can you replace a sofa, if it
weighs 100 pounds, for $60? Do you have a TV or stereo? Did you pay $0.60 a
pound for it?

- quote -

In my experience, it is not hard to collect on a claim., but that probably
depends on the mover. Go for replacement value coverage, otherwise they will
pay depreciated value. It covers more than the movers breaking and scratching
something. Think truck fire or wreck.

- quote -

My homeowner's policy has a 10% limit on personal property off site. There may
be a total exclusion for in-transit.

-- Doug

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In article <TbWdnWs5iLDBjsLVnZ2dnUVZ_q7inZ2d[at]comcast.com> ,
BRH <BRH[at]giganews.com> wrote:

- quote -

Can you do the math and figure it out? How many lbs will be moved?
How many dollars of value is there? What is the ratio of dollars
per pound? What level of risk do you see?

-john-

--
================================================== ====================
John A. Weeks III 612-720-2854 john[at]johnweeks.com
Newave Communications http://www.johnweeks.com
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I'm moving to another state in a few days. The moving company's price
includes insurance worth $0.60/lb against breakage/loss. Higher levels
of insurance are optional and are at additional cost.

The moving company says that my homeowner's insurance probably has a
clause to cover any loss, but I checked with my insurance company and
was told that goods in transit between homes are not covered for
breakage/loss thru them.

I don't have anything of great individual value (ie - jewelry, antiques,
etc) that will go on the moving truck.

My question is: Should I stay with the basic insurance offered by the
mover ($0.60/lb), or should I pay for optional insurance with higher
coverage?

My concern is whether additional insurance thru the mover would be a
waste of money, as I'm not sure how easily it would be to collect on a
claim anyway.

Also, is it typical for homeowner's policy to not cover damage to
goods-in-transit?

Thanks!

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