Go Back   CDN Business Directory > Main Category > Financial Planning

 
 
Thread Tools Display Modes
  #2  
Old 05-30-2008, 06:11 PM
kastnna
Guest
 
Posts: n/a
Default Re: Annuity Invested in Energy(oil,natural gas,ect)

On May 30, 9:48 am, beliav...[at]aol.com wrote:
- quote -

> On May 29, 6:54 pm, kastnna <kast...[at]auburnalum.org> wrote:
> > To pick a nit, insurance companies, which sell annuities, invest in
> > bond markets, not equities.

> I think that generalization is wrong. There is no legal requirement
> that insurance companies invest only in bonds. Berkshire Hathaway, run
> by Warren Buffett, has invested heavily in equities.


I didn't say there is a legal requirement, it's just a generalization
and a generally true one at that. Berkshire Hathaway's insurance
subsidiary reports that 76.68% of its assets are in bonds and cash
while only 22.5% are in securities. I wouldn't consider that "heavily
invested". Perhaps you are mistaking the insurance company's assets
held in legal reserve and the total assets of the conglomerate. I was
referring to the former.

Using the vitalsuite database for insurance companies, a quick look
revealed that MetLife, John Hancock, Lincoln National/Jefferson Pilot,
ING, and Merrill Lynch all hold less than 7% of assets in securities
with most holding close to 2%. [I chose these companies becuase they
are large, well known, and I deal with them regularly so they quickly
came to mind]

------ Misc.invest.financial-plan is a moderated newsgroup where Moderators strive
to keep the conversations on-topic for financial planning. Other posting
guidelines include a request for brevity and another for trimming posts to
which we respond. For all of the other tips and suggestions, see "FROM THE
MODERATORS: Posting to misc.invest.financial-plan", a weekly post now on the
Newsgroup.

  #1  
Old 05-30-2008, 02:48 PM
beliavsky@aol.com
Guest
 
Posts: n/a
Default Re: Annuity Invested in Energy(oil,natural gas,ect)

On May 29, 6:54*pm, kastnna <kast...[at]auburnalum.org> wrote:

- quote -

> To pick a nit, insurance companies, which sell annuities, invest in
> bond markets, not equities.


I think that generalization is wrong. There is no legal requirement
that insurance companies invest only in bonds. Berkshire Hathaway, run
by Warren Buffett, has invested heavily in equities.

------ Misc.invest.financial-plan is a moderated newsgroup where Moderators strive
to keep the conversations on-topic for financial planning. Other posting
guidelines include a request for brevity and another for trimming posts to
which we respond. For all of the other tips and suggestions, see "FROM THE
MODERATORS: Posting to misc.invest.financial-plan", a weekly post now on the
Newsgroup.

 
Old 05-29-2008, 10:54 PM
kastnna
Guest
 
Posts: n/a
Default Re: Annuity Invested in Energy(oil,natural gas,ect)

On May 29, 3:45*pm, mwmiller...[at]gmail.com wrote:
- quote -

> Is there an annuity available which invests mainly or entirely in
> energy (oil,natural gas,alternative energy,ect)?


There are probably a multitude of variable annuities that allow the
investor to invest solely in an energy fund. I cannot cite a specific
one off-hand, but international, real estate, emerging markets,
healthcare, biotech, and dozens of other sectors have their own sub-
accounts so it is foolish to think energy wouldn't also.

To pick a nit, insurance companies, which sell annuities, invest in
bond markets, not equities.

- quote -

> Any helpful feedback appreciated,

Why an annuity specifically and why do you want to avoid
diversification? Answer these and I suspect you'll get flooded with
feedback.

------ Misc.invest.financial-plan is a moderated newsgroup where Moderators strive
to keep the conversations on-topic for financial planning. Other posting
guidelines include a request for brevity and another for trimming posts to
which we respond. For all of the other tips and suggestions, see "FROM THE
MODERATORS: Posting to misc.invest.financial-plan", a weekly post now on the
Newsgroup.

  #-1  
Old 05-29-2008, 08:45 PM
mwmiller314@gmail.com
Guest
 
Posts: n/a
Default Annuity Invested in Energy(oil,natural gas,ect)

Is there an annuity available which invests mainly or entirely in
energy (oil,natural gas,alternative energy,ect)?

Any helpful feedback appreciated,
Matt

------ Misc.invest.financial-plan is a moderated newsgroup where Moderators strive
to keep the conversations on-topic for financial planning. Other posting
guidelines include a request for brevity and another for trimming posts to
which we respond. For all of the other tips and suggestions, see "FROM THE
MODERATORS: Posting to misc.invest.financial-plan", a weekly post now on the
Newsgroup.

 

Tags
annuity, ect, energyoil, gas, invested, natural
Similar Threads
Thread Forum Replies Last Post
Re-invested dividends are duplicated
db: In my sharebuilder account within MS Money, everytime I make a dividend and have it automatically re-invested, Money doesn't remove the value from...
Microsoft Money 7 12-18-2007 02:02 PM
Tracking invested sums
Chris: Hello, WinXP, using Money 2007. Is there a way of entering an amount I transfered to my mutual fund without categorizing it as expense but as...
Microsoft Money 4 06-23-2007 03:32 AM
financial planning for natural disaster
Trina: hope this is within the scope of the acceptable topics having lived and seen 1st hand the day-after hurricane andrew hit s.florida and having...
Financial Planning 10 05-09-2007 03:01 PM
Maximum retirement invested
JD13: I expect to retire after working for only a few months in 2005, earning at the most $15,000. I've arranged for my employer to withhold 50% toward...
Taxes 4 12-28-2004 08:19 PM



Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

All times are GMT. The time now is 01:20 PM.