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  #4  
Old 09-02-2007, 08:27 PM
bo peep
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Posts: n/a
Default Re: S.S. Question, Please

On Sep 2, 4:44 am, "rpm...[at]gmail.com" <rpm...[at]gmail.com> wrote:
- quote -

> Your wife will be eligible to receive 50% of the amount of benefit you
> are receiving.


That is incorrect - she would not receive 50% unless she waits for
another year. If she starts at age 65, as the OP indicated she plans
to do, she will receive less than 50%. Her full retirement age is 66
years, not 65.

  #3  
Old 09-02-2007, 10:44 AM
Avrum Lapin
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Posts: n/a
Default Re: S.S. Question, Please

In article <o8mdnRJi_ufee0TbnZ2dnUVZ_o-mnZ2d[at]comcast.com> ,
"Robert11" <rgsros[at]notme.com> wrote:

- quote -

> Hello:
> I tried, but couldn't find a group for general S.S.
> questions.
> Is there one ?
> I imagine, though, that you folks know about these things, so will take the
> liberty of posting here.
> A very basic question, please:
> I'm retired, in my 70's and receive S.S. benefits and Medicare.
> My wife will be turning 65 shortly.
> Has never worked; always a housewife.
> Will she be eligible for "any" basic S.S. benefits (no disability or
> anything special) ?
> Amount, approx. ?


To a first approximation her monthly benefit will be 50% of what you are
getting. She will have to apply, bringing her birth certificate,
marriage certificate, social security card and your number. She
should make an appointment about 3 months before she becomes 65.

Should you predecease her, her benefit would be bumped up to your benefit

She will also be eligible for Medicare.

  #2  
Old 09-02-2007, 10:44 AM
rpmaci@gmail.com
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Posts: n/a
Default Re: S.S. Question, Please

On Sep 1, 8:40 pm, "Robert11" <rgs...[at]notme.com> wrote:
- quote -

> Hello:
> > I'm retired, in my 70's and receive S.S. benefits and Medicare.

> My wife will be turning 65 shortly.
> Has never worked; always a housewife.
> Will she be eligible for "any" basic S.S. benefits (no disability or
> anything special) ?
> Amount, approx. ?
> Thanks,
> B.

Your wife will be eligible to receive 50% of the amount of benefit you
are receiving.If she survies you she would then be eligible to recive
100% of your benifit.
Have her call or visit the local S.S Office before she turns 65 to
complete her application

  #1  
Old 09-02-2007, 05:13 AM
Mark Freeland
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Posts: n/a
Default Re: S.S. Question, Please

"Ron Peterson" <ron[at]shell.core.com> wrote in message
news:1188706292.470062.233840[at]o80g2000hse.googlegroups.com...
- quote -

> There is a government website http://www.ssa.gov/ that can answer most
> of your questions.


On that site, see http://www.ssa.gov/OACT/quickcalc/spouse.html for an
explanation of spousal benefits, including a calculator.

- quote -

> > I'm retired, in my 70's and receive S.S. benefits and Medicare.
> > > My wife will be turning 65 shortly.

> > Has never worked; always a housewife.


> She will be eligible for 50% of your benefit if she waits until full
> retirement age (about 66).


Clarification: "your benefit" means "your full benefit", i.e. the amount OP
would receive if OP retired at "full retirement age", and not what the OP is
actually receiving. It doesn't matter whether the OP is receiving more in
benefits (for late retirement), or less (for early retirement).

This may seem obvious, but it is something I didn't get right for a long
time.

Mark Freeland
BnetOnewsX[at]sbcglobal.net

 
Old 09-02-2007, 04:11 AM
Ron Peterson
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Posts: n/a
Default Re: S.S. Question, Please

On Sep 1, 7:40 pm, "Robert11" <rgs...[at]notme.com> wrote:

- quote -

> I tried, but couldn't find a group for general S.S.
> questions.
> Is there one ?


There is a government website http://www.ssa.gov/ that can answer most
of your questions.

- quote -

> I'm retired, in my 70's and receive S.S. benefits and Medicare.

> My wife will be turning 65 shortly.
> Has never worked; always a housewife.


> Will she be eligible for "any" basic S.S. benefits (no disability or
> anything special) ?


She will be eligible for 50% of your benefit if she waits until full
retirement age (about 66).

--
Ron

  #-1  
Old 09-02-2007, 12:40 AM
Robert11
Guest
 
Posts: n/a
Default S.S. Question, Please

Hello:

I tried, but couldn't find a group for general S.S.
questions.
Is there one ?

I imagine, though, that you folks know about these things, so will take the
liberty of posting here.

A very basic question, please:

I'm retired, in my 70's and receive S.S. benefits and Medicare.

My wife will be turning 65 shortly.
Has never worked; always a housewife.

Will she be eligible for "any" basic S.S. benefits (no disability or
anything special) ?
Amount, approx. ?

Thanks,
B.

 

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