Usenet2007[at]THE-DOMAIN-IN.SIG wrote:

- quote -

Western Union Speedpay.

<https://paynow7.speedpay.com/AMEREN/index.asp



Brian

--
If televison's a babysitter, the Internet is a drunk librarian who
won't shut up.
-- Dorothy Gambrell (http://catandgirl.com)


======================================= MODERATOR'S COMMENT:
Please trim the post to which you are responding. "Trim" means that except for a FEW lines to add context, the previous post is deleted.

Usenet2007[at]THE-DOMAIN-IN.SIG wrote on [Wed, 27 Jun 2007 04:05:51 -0500]:
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The one Duke Energy uses is called SpeedPay
at https://paynow5.speedpay.com/cinergypsi/index.asp

In article <slrnf838ai.nv.nospam[at]debian.dns2go.com> ,
nospam[at]insightbb.com says...

- quote -


- quote -


Lots of stores pay a per-item fee for "Check Guarantee" service.
Equifax is one such provider. Or the store might pay "SCAN" to
look for red-flagged bank accounts.

So, even if they don't have instant clearing, many retailers are
paying fees to reduce risk on checks.


--
Get Credit Where Credit Is Due
http://www.cardreport.com/
Credit Tools, Reference, and Forum

In article <5edgjdF384kmaU1[at]mid.individual.net> ,
defaultuserbr[at]yahoo.com says...
- quote -


I am curious - Do you know the name of that third-party system?


--
Get Credit Where Credit Is Due
http://www.cardreport.com/
Credit Tools, Reference, and Forum

Thumper wrote on [Tue, 26 Jun 2007 16:13:25 -0500]:
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Because without the small fee they can still accept checks at a higher
risk?

Thumper wrote on [Tue, 26 Jun 2007 16:13:26 -0500]:
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Against the law? Please cite the law.

While it may be against the card issuers police, if both checks and CCs
are charged the same fee, it isn't against any law. Just like the IRS
charging extra if you charge your taxes.

Thumper wrote:

- quote -

Even if they use a third-party system? That's what Ameren in MO does.
There's a $3.50 per transaction fee. That way the utility doesn't have
to deal with CC issues, the consumer pays for someone else to handle
all that.




Brian

--
If televison's a babysitter, the Internet is a drunk librarian who
won't shut up.
-- Dorothy Gambrell (http://catandgirl.com)

On Mon, 25 Jun 2007 19:57:41 -0500, Justin <nospam[at]insightbb.comwrote:

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That's against the law in my state.
Thumper

On Mon, 25 Jun 2007 22:07:08 -0500, "Elizabeth Richardson"
<erichktn[at]worldnet.att.net> wrote:

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I also think every store should offer instant check clearing. I
really can't understand any store would refuse to take checks when
they can for a small fee, scan the check in and get it instantly
cleared.
Thumper

"Elizabeth Richardson" <erichktn[at]worldnet.att.net> wrote in message
news:6tXfi.119806$Sa4.37446[at]bgtnsc05-news.ops.worldnet.att.net...
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everything possible to one cc - would love to have all bills and
charges on cc and write no checks!

BeachBum

"Justin" <nospam[at]insightbb.com> wrote in message
news:slrnf80veo.nv.nospam[at]debian.dns2go.com...
- quote -

I can pay my utility payment directly to the utility company via credit
card, no third party. This thread started because Thumper though every
company should accept electronic payment. Tell your utility (electric,
water, sewer, garbage, phone) to get with the program!

Elizabeth Richardson

Elizabeth Richardson wrote on [Mon, 25 Jun 2007 21:09:16 -0500]:
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Oh no, they themselves don't offer CC payment, they use a third party to
accept CC payments and charge 3.95 extra for CC or check that way.

Elizabeth Richardson wrote on [Mon, 25 Jun 2007 21:11:56 -0500]:
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CCs are different. It's not your money stolen.

"Justin" <nospam[at]insightbb.com> wrote in message
news:slrnf80p2i.nv.nospam[at]debian.dns2go.com...

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Why? Do you think the postal clerks will be stealing checks? If so, then
don't you think the cc companies sending your replacement cards via mail to
be a bit dangerous?

Elizabeth Richardson

"Justin" <nospam[at]insightbb.com> wrote in message
news:slrnf80p3f.nv.nospam[at]debian.dns2go.com...
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If so, it's probably in violation of their contract with Visa/MC.

Elizabeth Richardson

Elizabeth Richardson wrote on [Mon, 25 Jun 2007 17:38:21 -0500]:
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Because electric charges extra to pay by CC?

BeachBum wrote on [Mon, 25 Jun 2007 16:00:44 -0500]:
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Considering they are almost as dangerous as sending cash, yes, they
should be.

"Elizabeth Richardson" <erichktn[at]worldnet.att.net> wrote in message
news:6tXfi.119806$Sa4.37446[at]bgtnsc05-news.ops.worldnet.att.net...
- quote -

The only debits I allow are for federal and state estimated tax payments.
The IRS pulling money - now there's a scary thought :-).

But I initiate/control these - I tell them when to pull, and how much to
pull. Nevertheless the transfers are structured as are pulls, not pushes.

I opened up a brokerage account, authorized a _onetime_ transfer to
bootstrap the account, and the next thing I know, the brokerage pulled
another $50 from my checking account. Fortunately, no harm done, but this
is a good example of how these "authorized" debits can run amok.

Mark Freeland
BnetOnewsX[at]sbcglobalnet

"BeachBum" <bbghq35[at]yahoo.com> wrote in message
news:P4Vfi.150389$NK5.65482[at]newsfe23.lga...
- quote -


Well, the only debits I've allowed from my checking account were
contributions to my Vanguard Roth IRA. It's nice that I can now have my
withdrawals returning to it. Other than that, why don't you also charge your
electric bill to your cc - that's what I do - we have no natural gas here.

Elizabeth Richardson

"Elizabeth Richardson" <erichktn[at]worldnet.att.net> wrote in message
- quote -

and
a complication which should be eliminated in financial transactions. I try
to
charge everything to one cc, if possible, and "push" (as Joe says) the
payment
each month to the cc company. To further simplify things I allow the
electric
company, the natural gas company and LTC company to debit my checking
account as the bills are due and have had no problems.