On Apr 16, 7:34 am, "Thomas" <t...[at]mas.zo> wrote:
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Currently utilities (switched from pipelines last week) and cash daily
interest savings at 4% (Canadian eh) ... with about 10% for stocks of
the day (e.g. bce). And it'll be back to pipelines at some point down
the road.

On Apr 16, 8:34 am, "Thomas" <t...[at]mas.zo> wrote:
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The start and end dates of bull and bear markets can only be
determined with hindsight.

Besides diversification, which is the most important way to avoid
unaffordable losses, option strategies such as buying puts can be
considered, but the costs of doing so must be carefully considered.
Some research says a protective put strategy did well from Jan 1995 to
Dec 2004 (see http://www.cxoadvisory.com/blog/external/blog1-09-06/ )
but the smooth results of the dotted blue line in the graph shown
there look almost too good to be true to me. I'm putting this on my
research list -- the site above provides a link to the working paper.

"HW "Skip" Weldon" <skip5700removethis[at]hotmail.com> wrote in message
news:lbo923d3rdsll7v71dmc4viv8ivbn70t6k[at]4ax.com...
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Hello all,
I'm a relatively newbie to investing and really don't know anything much.
I can, however vouch for the above statements. I took advantage of this
most recent stock market adjustment on a microscopic scale. I had a little
bit of cash reserves in my IRA and bought into a well performing fund right
after the down adjustment. Before the month was out, this fund was back to
normal and is now giving the best returns of any fund in my portfolio. If
you look at the bear market times in the late 20th century, and talk to
those who held their investments instead of selling them off, most of them
tell you they are making a bundle on those investments now. Its about long
term. Bear and Bull will happen, but as long as the economy doesn't
completely crash, investments will almost always provide some kind of
positive return. But hey, again, I'm new to all this. But thanks for your
time.
B

On Mon, 16 Apr 2007 07:34:47 -0500, "Thomas" <tho[at]mas.zo> wrote:

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Every bear market in US history has ended. When it was over, there
were two widespread regrets:

1. Those who sold during the bear market regret it.

2. Those who did not buy during the bear market regret it.


-HW "Skip" Weldon
Columbia, SC

On Mon, 16 Apr 2007 07:34:47 -0500, "Thomas" <tho[at]mas.zo> wrote:

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Unless you are able to reliably predict when the bear will start and end,
in which case you're way ahead of me, you need a strategy that will work in
both bear and bull markets.

In general, you need to diversify your holdings amongst major asset types
that do not move together. Which types, and what kind of allocation,
really depends on details of your financial situation, your risk tolerance,
and needs.

Spending less than your income is also important. That helps you to
weather the storms that will arise from time to time.
--ron

"Thomas" <tho[at]mas.zo> wrote
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I let it ride and let the magic of dividend reinvestment and
compounding work, accumulating stocks at relative bargain
prices while dividends themselves increase. Then when Mr.
Bull comes, fat city.

Of course if one is /in retirement/ with an anticipated
short timeframe for needing the money, then one should
really not be in stocks in the first place.

On Apr 16, 5:34 am, "Thomas" <t...[at]mas.zo> wrote:
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Diversify.

Thomas wrote:
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Selling stocks for tax loss harvesting.

-Will

what strategies do you use or plan to use for bear market conditions?

couple pages I've recently read

http://caps.fool.com//Blogs/ViewPost...53487438585767

us 10-yr bonds

http://finance.yahoo.com/q/bc?s=%5ETNX&t=my

history of dow jones

http://www.creatingwealth.co.nz/hist...ones_index.htm