- quote -

Yes. Generally the executor of the estate is required to use whatever
funds are in the estate to pay off any debts the decedent had at the time
of his death. If the executor fails to do that, the creditors can make a
claim against the estate's assets and the probate court will order the
executor to pay.

You don't say how much money is in the estate, but you say that the death
benefit paid by the Canadian government passes through the estate. You
also don't say how much was owed. If the amounts are tiny, the credit card
companies *MAY* decide it's not worth the expense of filing a claim
against the estate. But there's no guarantee. The creditors are always
entitled to collect on debts owed at the time of death, no matter how
small.

- quote -

Probably not. It isn't part of the estate.

- quote -

Depends on whether the life insurance payment passes through the estate.
Probably not.

- quote -

It seems to me much depends on how much debt we're talking about. If
somebody dies with two million in debt the creditors are going to try hard
than they would if the decedent owed two thousand.

On Feb 16, 10:00 am, geo.n...[at]hotmail.com wrote:
- quote -

Hi.

There aren't many Canadian posters here.

http://www.financialwebring.com/forum/index.php

is a great place to discuss Canadian personal finance issues.

Also

misc.invest.canada amongst newsgroups.

My own thought is that this varies by provincial law (I'm guessing
here) and they will need to consult a lawyer.

Trying to help someone out here so I hope I'm in an appropriate
newsgroup.
They recently lost their common law souse who had a fair amount of
credit card debt. CPP says death benefit first goes to deceased
contributor's estate if there is one. Would the debt to the credit
card companies be considered as part of the estate? Also can the
credit card companies go after Canada Pension Plan survivor's pension?
What about life insurance, can they intercept that? I guess what I'm
trying to find out is how far the credit card companies can legally go
to obtain this debt once a person in this situation has deceased.
Thanks in advance,

If anyone can suggest a more relevant newsgroup for my question please
let me know,
Thanks