dapperdobbs wrote:
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Thank you Dapper Dobbs, and Sgt Sausage for providing some data points.

Of course, the location matters for almost any kind of nsurance. I
recon the risk of being sued in a rural area is a lot less than in the
suburbs. Anyway, I am in the San Francisco Bay Area, in a suburb, small
bedroom community. Don't own a plane, or boat, water ski, etc. No pool
in backyard.

Any one else have any comments, or internet links? Cal, where art thou?

The umbrella policy with my house was $185 a year, five years ago. The
area probably influences the price quote.

<deja_bhoot2000[at]yahoo.com> wrote in message
news:1157061549.283806.63300[at]i3g2000cwc.googlegroups.com...
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Can't give you any details -- the wife set it up several years
ago (I don't know what carrier) but ours is a $1 million policy
and it costs us just over $300 a year. You're at leaset in
the right ballpark.

My home and automobile insurance policies are with Mercury, through an
independent insurance broker. One a year at renewal time, I use
quotesmith.com to get a new quote, to make sure that the premiums from
my current carrier are not out-of-whack. Sometimes, I also quotes from
companies like Amex, State Farm, Allstate, etc. So, far Mercury's rates
have been quite good. We have ZERO DMV points, and accident-free,
claim-free experience for 10 years, and no claim, ever, on home
insurance.

Now we would like to supplement our 250K/500K automobile coverage with
an umbrella policy for one million. I called my independent insurance
broker, and she gave a quote of $243/year. Now, I have no way of
knowing whether this quote is good, lousy, average, etc.

Are there any online resources for getting umbrella policy? Without
getting quotes from a few places, it is hard to say whether the current
quote is good or bad.

All inputs greatly appreciated.