pixel_a_ted wrote:
- quote -

providian (score from transunion). Personally, I find one credit report every 4
months (free from each bureau) + the score to be sufficient.

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pixel_a_ted wrote:
- quote -

I don't think I would pay for one on my own. I have a service
with one of the bureaus for free because of a snafu by one of the
financial institutions where I happen to have an account. All I've had
so far are some alerts that said my credit card balance has changed
significantly and a notification when a credit check was performed.

I think once a year is good enough unless you have had
an event that makes you more susceptible than average to
identity theft - such as having a computer stolen, knowing
that your data have been stolen from a financial institution,
or having had your home/car broken into.

Just my opinion, though.

Anoop

I occasionally review the current offerings from different companies
for monitoring credit reports. I'm mainly concerned about identity
theft. I know that you can get free credit reports once a year from
each of the big three credit bureaus, but to me the frequency is not
sufficient.

So I was wondering about people's thoughts and experiences with these
services. Any good, reasonably priced ones out there, considering that
I would take it for me and my wife. Also, how important is it to
monitor all three credit bureaus as opposed to just one?

Or are they not worthwhile?

Thanks.