How old are you? If you're below 59 1/2 an IRA isn't very liquid. CDs
have early withdrawl penalties too. What was the CD length? If you're
looking for gurantees you're not gonna do much better than 5%
(bankrate.com). If your willing to take a small risk you could put
together a very conservative portfolio that would expose you to the
market and possibly give you a better return.

All opinions and recommendations expressed are personal, and do not
represent those of any institution, or business. Furthermore, my
opinions and recommendations carry neither an implied nor explicit
warranty.

l0200100[at]yahoo.com wrote:

- quote -

You might put 20% in the Euro ETF FXE as an inflation hedge.

--
Ron

l0200100[at]yahoo.com wrote:
- quote -

You could do a "ladder" of 13 3-month IRA CDs, which would give you
1-week liquidity.
Or 6 6-month IRA CDs, or 12 1-year IRA CDs, etc. for 1-month liquidity.

John Cowart

- quote -

Current yield on Vanguard's Prime Money Market is 4.78%.

Elizabeth Richardson

l0200100[at]yahoo.com wrote:
- quote -

The best you could do is to stay short, 3 mo CD. You could always buy
t-bills due one month out, but that would be annoying pretty quickly.
The combination of preservation and liquidity points to that.
JOE

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Right now, I am just looking for pure capital preservation in my IRA
account. However, I am looking for an alternative to buying IRA CDs
because I want something more liquid.

I can get close to 5% right now with an IRA CD. Does anyone know what
else I can buy besides an IRA CD that will give me a good return, is
liquid, and is safe like an IRA CD?


I am open to any mutual fund, ETF, NTF, bond, etc. Does anyone have
any suggestions?

Thanks everyone, I appreciate it.