Dealing with the credit reporting agencies is a can of worms. One
problem is that they hire chimps to do their record keeping.
I had many accounts listed as open in my credit reports, that I had
closed years earlier.
I closed an MBNA account in September of one year. Eight months
later it was listed as open by one of the agencies. I called MBNA and
was immediately told that it was indeed closed. I had a letter from
MBNA to that effect that I photocopied and sent to the agency. They
still would not list it as closed. The people at these agencies cannot
make a simple phone call or verify a letter.
I have several accounts that I closed, but that are still listed as
open.
Because of the corruption of our government, these corporations are
so powerful, there is no way to get them to conduct themselves
properly.
Finally, I just gave up. They have tons of incorrect information
about me but you have to go through reams of paperwork every month that
they send you and still they do nothing.

sarp

me[at]privacy.net writes:

- quote -

I just did one and plan on doing another every 4 months.

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Is the account actually closed. It should say so on the
credit report. If it's not closed (and listed as such)
contact the creditor and make sure it's closed.

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As long as it's in good standing and/or explicitly
listed as closed, it shouldn't be a problem.

They probably won't removed anything unless it's actually
an error.

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Are you posting responses that are easy for others to follow?
http://www.greenend.org.uk/rjk/2000/06/14/quoting

You can go to link below and get three free credit
reports every year

www.annualcreditreport.com

I did so and found some old revolving credit accts on
there I never use. Example... I went to Hawaii on TWA
abt 10 yrs ago and there is a revolving acct on my
report from them even tho they don't exist anymore

Should I get such info removed? If yes.... how?