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  #5  
Old 02-10-2006, 03:05 AM
Bread
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Default Re: Prescreen and Opt-out notice

On 2006-02-09 19:26:57 -0500, "nospam" <nospam[at]atall.xatt.net> said:
- quote -

> Googling the terms FTC and optoutprescreen yielded the following:
> http://www.ftc.gov/bcp/conline/pubs/.../prescreen.htm


Sweet. Thanks!





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  #4  
Old 02-09-2006, 11:26 PM
nospam
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Default Re: Prescreen and Opt-out notice

"Bread" wrote:

- quote -

> Anyway, on the bottom of the page is a box telling me that I can
> "choose to stop receiving "prescreened" offers of credit from this
> and other companies" by calling a toll-free number or by going to
> http://www.optoutprescreen.com They also list the addresses and
> phone numbers of Trans Union and Experian and Equifax.
> That website looks fairly legit, but I was wondering if anyone
> out there had heard of it before or knows more about it before I
> go giving them my information. I did a 'whois' on the domain
> and it doesn't tell me anything useful - ie. it's not explicitly
> owned by Experian or one of the others.


Googling the terms FTC and optoutprescreen yielded the following:

http://www.ftc.gov/bcp/conline/pubs/.../prescreen.htm

  #3  
Old 02-09-2006, 10:02 PM
Rich Carreiro
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Default Re: Prescreen and Opt-out notice

Bread <BreadWithSpam[at]Fractious.Net> writes:

- quote -

> That phone number was precisely the one listed along with the
> addresses and website.


The number, 888-5-OPTOUT, is also listed on the Federal Trade
Commission website, so I'm pretty configent that it's legit.

--
Rich Carreiro rlcarr[at]animato.arlington.ma.us

  #2  
Old 02-09-2006, 07:58 PM
Bread
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Default Re: Prescreen and Opt-out notice

On 2006-02-09 14:43:38 -0500, "Jon" <jonworth[at]yahoo.com> said:

- quote -

> I would avoid any kind of opt-out option that is provided by the
> company that sent you the solicitiation. Using this option can get you
> put on another list of "valid" contacts which can lead to an increase
> in spam/junk mail because now they *know* that your email/street
> address is valid. This list may then be sold to other companies for
> marketing purposes.


That's why I was asking here. It was provided, however, on the reverse
of the solicitation in the same paragraphs as the addresses of the
various credit agencies and the phone number.

- quote -

> Sounds like the 888 number given by the previous poster may be worth
> looking into...


That phone number was precisely the one listed along with the
addresses and website.



--
Plain Bread alone for e-mail, thanks. The rest gets trashed.
No HTML in E-Mail! -- http://www.expita.com/nomime.html
Are you posting responses that are easy for others to follow?
http://www.greenend.org.uk/rjk/2000/06/14/quoting

  #1  
Old 02-09-2006, 06:43 PM
Jon
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Posts: n/a
Default Re: Prescreen and Opt-out notice

I would avoid any kind of opt-out option that is provided by the
company that sent you the solicitiation. Using this option can get you
put on another list of "valid" contacts which can lead to an increase
in spam/junk mail because now they *know* that your email/street
address is valid. This list may then be sold to other companies for
marketing purposes.

Sounds like the 888 number given by the previous poster may be worth
looking into...

 
Old 02-08-2006, 06:50 PM
Rich Carreiro
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Posts: n/a
Default Re: Prescreen and Opt-out notice

Bread <BreadWithSpam[at]Fractious.Net> writes:

- quote -

> Anyway, on the bottom of the page is a box telling me that I can
> "choose to stop receiving "prescreened" offers of credit from this
> and other companies" by calling a toll-free number or by going to
> http://www.optoutprescreen.com They also list the addresses and
> phone numbers of Trans Union and Experian and Equifax.
> That website looks fairly legit, but I was wondering if anyone
> out there had heard of it before or knows more about it before I
> go giving them my information. I did a 'whois' on the domain


Why not just play it safe and just call the 888-OPTOUT5 (or whatever
the exact number is) that's listed on the web sites of The Big Three?

I did that 10+ years ago and very seldom get card solicitations
anymore (the only ones I get are from cards associated with
the frequent flier programs I'm in).

And keep in mind this only stops offers driven by pre-screens.
It doesn't stop offers driven off of other types of lists. So
if you were a member of the FooBar Society, and FooBar Society
decided to market credit cards to its members, the cardco that
the Society signed up with could still send you solicitations.
(Though they wouldn't have access to credit bureau prescreen
info for you when doing it).

--
Rich Carreiro rlcarr[at]animato.arlington.ma.us

  #-1  
Old 02-08-2006, 06:08 PM
Bread
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Posts: n/a
Default Prescreen and Opt-out notice


So, like anyone with a house and a mortgage, I got yet another
solicitation yesterday from a company which wants me to refinance.

Like the rest, they have a somewhat disturbing amount of what I
consider rather personal information - ie. balances on my outstanding
mortgage and HEL.

Anyway, on the bottom of the page is a box telling me that I can
"choose to stop receiving "prescreened" offers of credit from this
and other companies" by calling a toll-free number or by going to
http://www.optoutprescreen.com They also list the addresses and
phone numbers of Trans Union and Experian and Equifax.

That website looks fairly legit, but I was wondering if anyone
out there had heard of it before or knows more about it before I
go giving them my information. I did a 'whois' on the domain
and it doesn't tell me anything useful - ie. it's not explicitly
owned by Experian or one of the others.

I do plan on opting out of this stuff and I'm pretty sick of
the credit reporting agencies handing out my personal information
like candy. And I'd love to do it via web (and I'd love to be
able to tell other folks to do it this way), but thought I'd
run it by you nice folks first.

 

Tags
notice, optout, prescreen
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