That is a good question, my educated guess is it is based upon calender
year not fiscal year.

You might want to check with the service you requested your tri-credit
report for further details on their policies.

You should be checking your credit for fraud, identity theft, etc. on a
regular basis (or outsource it if you don't have the time). Despite
popular opinion, pulling one's credit does not effect your FICO score.

Hope this helps.

Cheers,

Scott Miller
Commercial and Real Estate Banker/Broker

"I've got money, wants some?"

In article <MU3lf.16556$ad6.4213[at]trndny08> , "J.Lef" <j.lef[at]verizon.net> wrote:
- quote -

companies every 12 months."

One often recommended method is to request a report from a different agency
every four months. If you are married, you can do this every other month, for
each spouse.

The free once a year credit reports from each of the three
agencies, has recently become available on the east coast, as of a few
months ago.
I understand , you are generally allowed, one free report a year
from each one.
Question? Is that one year, a physical year, january to
december, or one year from when you first request it?
I used one in october, when first became available for free,
but if I use the other two, will I automatically be entitled to gettting all
three again for free in January?
I dont intend to, but want to know for sure what the policy is,
so I can set forth my plan for accessing them in a wise and timely manner.

Much regards