Cal Lester wrote:
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======================================= MODERATOR'S COMMENT:
Unless posters wish to provide more detail, please consider that this thread has exhausted its useful life.

John , John , John, Must you keep beating that lame horse ? ? ? ? ? ?

Cal Lester CLU



"John A. Weeks III" <john[at]johnweeks.com> wrote in message
news:john-0721E4.09573920092005[at]ip-lcc.supernews.net...
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In article <ajuti15e4ons0782u93ii0cdshvgupvlg7[at]4ax.com> ,
steve <stevechoi[at]yahoo.com> wrote:

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Yes, take that advice. It is a total scam, rip-off, and
a great plan for making a fool and his money part. The
best plan is buy term when needed, and invest the rest
on your own. Keep doing that.

-john-

--
================================================== ====================
John A. Weeks III 952-432-2708 john[at]johnweeks.com
Newave Communications http://www.johnweeks.com
================================================== ====================

Unfortunately, you do not supply sufficient information to provide
proper evaluation of YOUR needs.

You mention that you already have some "fixed insurance".
There is no such product (in my 43 years in the industry) as
"fixed insurance" (unless you are referring to insurance to
cover the cost of your dog neutered).

Some of the inherent benefits of Cash Value Life Insurance,
and there are MANY varieties there of, are:

a) ability to retain the policy until DEATH at ANY Age.
b) Waiver of Premium benefit
c) Federal Income Tax deferment on the build-up of the C/V
d) potential for a FULLY PAID UP Life Insurance contract
e) Extended Term Benefit
f) Automatic Premium Loan benefit
f) NON Income Taxable Income for LIFE potential
g) Non taxable funds for College Funding potential
h etc., etc., etc.

None of the above is to say that a Permanent Cash Value Life Insurance
contract is RIGHT for you. (but it certainly can't be too bad ! ! ! ! ! ! !)
Cal Lester CLU



"steve" <stevechoi[at]yahoo.com> wrote in message news:ajuti15e4ons0782u93ii0cdshvgupvlg7[at]4ax.com...
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hi guys,
what are your opinions on cash value life insurance? i'm 28 and
already have fixed life insurance. i read up on some financial stuff
and all has said to steer away from cash value life insurance.....