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| "John A. Weeks III" <john[at]johnweeks.com> wrote in message news:<110820041808003113%john[at]johnweeks.com> ... - quote - > In article <28fccfbb.0408111244.7c4630e9[at]posting.google.com> , Abid Khan > <akhan[at]att.net> wrote: > > Me and my sibblings will be receiving a sum of 100K from my father in > > next few weeks, I am looking for a less risky investment advice, what > > would be a better option i.e. stocks, mutual funds, saving account, > > money market, etc. > It depends on your time frame for using the money. If it is less > than about 5 years, then preservation of the original amount is > more important than rate of return. That means getting the best > rate of return that you can find on a money market or CD account. > If your time frame is longer than 5 years, then your loss of > purchasing power becomes a big risk, and you likely need to be > looking at bonds or stocks to make up for that risk. Perhaps some > no-load index funds or a balanced fund would do the trick. Bond > funds are risky due to interest rates going up, and individual > stocks are not a good idea with that relatively small amount of > money (you cannot buy enough stocks to be both diversified and to > overcome the commission charages). > -john- John, Thanks for the reply, this is going to be a long term, all of us agree on putting this money on a side and invest it, again we are looking for long run investment with reasonable monthly/yearly return. AK |
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| In article <28fccfbb.0408111244.7c4630e9[at]posting.google.com> , Abid Khan <akhan[at]att.net> wrote: - quote - > Me and my sibblings will be receiving a sum of 100K from my father in
It depends on your time frame for using the money. If it is less> next few weeks, I am looking for a less risky investment advice, what > would be a better option i.e. stocks, mutual funds, saving account, > money market, etc. than about 5 years, then preservation of the original amount is more important than rate of return. That means getting the best rate of return that you can find on a money market or CD account. If your time frame is longer than 5 years, then your loss of purchasing power becomes a big risk, and you likely need to be looking at bonds or stocks to make up for that risk. Perhaps some no-load index funds or a balanced fund would do the trick. Bond funds are risky due to interest rates going up, and individual stocks are not a good idea with that relatively small amount of money (you cannot buy enough stocks to be both diversified and to overcome the commission charages). -john- -- ================================================== ================== John A. Weeks III 952-432-2708 john[at]johnweeks.com Newave Communications http://www.johnweeks.com ================================================== ================== |
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| Hello, Me and my sibblings will be receiving a sum of 100K from my father in next few weeks, I am looking for a less risky investment advice, what would be a better option i.e. stocks, mutual funds, saving account, money market, etc.. TIA AK |
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