I agree John. I'm a Real Estate Investor and had the same concerns. In
my experience the credit score is not negatively impacted by applying
for a loan. Most lenders will recognize the request where within a
small period of time while you were shopping for a loan. If your still
concerned, there are sites online where you can apply for a loan with
multiple lenders from just one credit pull.

Dominic Ferrara
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Low Cost Mortgage Lenders
http://www.lowcostmortgagelenders.com

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"John A. Weeks III" <john[at]johnweeks.com> wrote in message news:<120220041626534089%john[at]johnweeks.com> ...
- quote -

In article <5d6623bc.0402121318.a6be795[at]posting.google.com> ,
<starunner92[at]yahoo.com> wrote:

- quote -

If you do it over a short period of time, it is counted as only
one inquiry. Once your credit is pulled the first time, you should
have your FICO score. Most lenders can quote rates given the FICO
score without having to actually do a full application.

-john-

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John A. Weeks III 952-432-2708 john[at]johnweeks.com
Newave Communications http://www.johnweeks.com
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I know you're supposed to shop around for the best mortgage
rates.....I've been told it's good to check with at least 3-4 lenders.
But you can't find out EXACTLY what rate a lender will offer you
without actually applying for the loan. So does applying for the
loan-- and having the lender make a credit check, therefore adding
another "inquiry" to your credit report-- negatively impact your
credit score?