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Old 12-16-2003, 10:45 AM
BMS
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Posts: n/a
Default Re: Update PROBLEM WITH BILLS

There are no short cuts. Using the leasebusters is risky, I would go to the
Better Business Bureau and to any other consumer protection agency. Find out
there what other people's experience has been.

I cannot image what Dave Ramsey and Suze Orman could give you now besides
another bill.

"Things Planet Earth" <thingsplanetearth[at]NOSPAM.CA> wrote in message
news:kHuDb.724454$9l5.715258[at]pd7tw2no...
- quote -

> Ok, so I have come to the conclusion that I will have to
> preserve what credit I have left and get an additional job to pay my way

out
> of this mess.
> The thing now is this.
> My lease payments on my truck are $600 per month. I am guessing that it

will
> take $6,000-$7,000 extra for me to sell and be done with my lease right

NOW.
> There are 41 lease payments to go.
> Should I sell it now and take a $7000 hit and just pay the $7000 off over
> the next year? Or should I just drive it another 6 months or so and

perhaps
> the buyout to value amount would be closer to what I could sell it for

(keep
> in my mind I take very good care of things in my care/posession). Another
> option I thought of was leasebusters.com ....maybe if I offered someone
> $2000 cash bonus to take over my lease?
> Would that be a good idea?
> Just looking for input here, maybe someone has a good idea or maybe one

that
> I have suggested is the best plan.
> Keeping in mind that right now I have NO savings, only $5000 in RRSP and I
> am living paycheck to paycheck.
> I have tried calling/e-mailing the experts like Suze Orman and Dave Ramsey
> but of course I never get through and never get replies. Also, with Dave
> Ramsey..I called his office and they called me back a few times and left

me
> a message. Is there help/advice expensive?


  #-1  
Old 12-16-2003, 09:04 AM
Things Planet Earth
Guest
 
Posts: n/a
Default Update PROBLEM WITH BILLS

Ok, so I have come to the conclusion that I will have to
preserve what credit I have left and get an additional job to pay my way out
of this mess.
The thing now is this.
My lease payments on my truck are $600 per month. I am guessing that it will
take $6,000-$7,000 extra for me to sell and be done with my lease right NOW.
There are 41 lease payments to go.
Should I sell it now and take a $7000 hit and just pay the $7000 off over
the next year? Or should I just drive it another 6 months or so and perhaps
the buyout to value amount would be closer to what I could sell it for (keep
in my mind I take very good care of things in my care/posession). Another
option I thought of was leasebusters.com ....maybe if I offered someone
$2000 cash bonus to take over my lease?
Would that be a good idea?
Just looking for input here, maybe someone has a good idea or maybe one that
I have suggested is the best plan.
Keeping in mind that right now I have NO savings, only $5000 in RRSP and I
am living paycheck to paycheck.
I have tried calling/e-mailing the experts like Suze Orman and Dave Ramsey
but of course I never get through and never get replies. Also, with Dave
Ramsey..I called his office and they called me back a few times and left me
a message. Is there help/advice expensive?

 

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bills, problem, update
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