I subscribe to a newsletter which recommends only Fidelity portfolios
for Income (non-equity), Growth & Income, Growth and Select. I have
subscibed for 10 years and obviously like it.

You might google "Fidelity newletters" and see what ones come up.

Frank



"BMS" <mcfared[at]comcast.net> wrote in message news:<dQMDb.409966$ao4.1339729[at]attbi_s51> ...
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Andy,

I am assuming that your 401k is restricted to Fidelity Funds, could you put
some of the IRA money into non Fidelity bond funds, say PIMCO, and use some
of the Fidelity equity funds?

"Andy" <inevercheckthismailbox[at]yahoo.com> wrote in message
news:11df4964.0312160805.65197dee[at]posting.google.com...
- quote -

"BMS" <mcfared[at]comcast.net> wrote in message news:<JPxDb.404429$ao4.1333129[at]attbi_s51> ...
- quote -

Thats exactly what I am doing; treating our two retirement accounts as
one, with her funds being in equities and mine being in something
else. The net result will be about a 50/50 split between equities and
"other" between our two accounts. My question remains, what should
that "other" investment be in the context of Fidelity Funds?

Thanks,

Andy

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Have you looked at their asset manager funds?
http://personalmko.fidelity.com/prod...t/352627.shtml

Also, I wonder why tips FINPX isn't doing so well in spite of
inflation adjustment. It seems to get hit as much as the other
bond funds on bad days, I guess because they fear interest rate
rises without correspondingly high inflation increases.

One way to do it is to look at the total asset allocation of assets between
the two accounts and treat it as one retirement account. Then use the best
funds available between both of them. You don't tell us your age, so it may
not be the best thing for your total retirement planning for your 401k to be
totally out of equities.


"Andy" <inevercheckthismailbox[at]yahoo.com> wrote in message
news:11df4964.0312151342.258c535b[at]posting.google.com...
- quote -

Andy wrote:
- quote -

Asset classes that have in the past helped to diversify a US equities
portfolio, without introducing the risks of long-term bonds, include:
REITs
Short-term bonds
International stocks - especially smaller companies

Also within US stocks you might include something with a value focus, if
it's not there already.

None of these is particularly attractive right now, but if the goal is
diversification, history suggests they'll help with that, and you should
be able to find Fidelity funds in all of these categories.

-Tad

My wife has an IRA which is all in stocks. I want to put my 401(k)
money in something much more conservative so that we don't have all of
our retirement money in equities. My 401(k) plan allows me to put my
money in just about any Fidelity fund. Right now I have a lot in
their bond funds, but I am afraid that if and when interest rates rise
they will lose a lot of value. So, within the context of Fidelity
Funds, what is the best way to diversify in non-equity investments?

Thanks,

Andy