In article <HMtAEE.G5t[at]wlbr.to.gd-es.com> , Geoff <gtb104gtb[at]netscape.netwrites:

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How much of that money do you need in one year?

Generally, the only mutual fund I would even consider for a 1-year investment
horizon is a money market mutual fund. However, right now most of them are
paying far less than 2%.

You might check with bankrate.com to see if there are CDs paying better than 2%
for the 1-year investment horizon. Note: this is good only if the money can
remain in a 1-year CD for an entire year.

Bankrate.com might even point you to a money market account paying better than
2%.

Now if you are prepared for the possibility of loss, a short-term bond mutual
fund may make sense, or if you are prepared for substantial losses a stock fund
(e.g., the Vanguard Total Stock Market Fund) may be a possibility.

It really boils down to how much risk you are willing to take.

Mark A. Young

"Geoff" <gtb104gtb[at]netscape.net> wrote in message
news:HMtAEE.G5t[at]wlbr.to.gd-es.com...
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Depends on your risk tolerance. The last year, a mutual fund would
have gotten you a boat-load of cash. Three years ago a mutual fund
would have *lost* you a boat-load of cash. Are you comfortable
with that?

depends on the sum and how long you can invest it.

lend it to me and i will give you 2.25%

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"Geoff" <gtb104gtb[at]netscape.net> wrote in message
news:HMtAEE.G5t[at]wlbr.to.gd-es.com...
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I have a sum of money that I want to invest for only 1 year. Would a
mutual fund be the way to go? Currently, the money sits in a 2% savings
account.